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In the event costs are incurred by the Company with respect to such claim, suit or proceeding the Company shall pay its incurred costs and such expenses incurred by the Insured with the approval of the Company.

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In addition to the six states in which we maintain our offices, we handle many litigation matters in West Virginia, Maryland and Kentucky.

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If the Underlying Policies are not so maintained, the Insurer shall not be liable under this policy to a greater extent than it would have been had such Underlying Policies been so maintained.

Our offices are located in Schaumburg IL. In addition, many of our lawyers appear in the Super Lawyers publications in the states of Pennsylvania, New Jersey, Delaware, Ohio, New York and Florida. In an article appearing in The Legal Intelligencer dealing with the challenges and opportunities for insurance defense firms, it was stated that our firm has clearly dominated the Philadelphia marketplace.

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This bond shall become subject to any such changes upon the effective date of the changes in the Followed Bond, provided that the Insureds shall pay any additional premium reasonably required by the Insurer for such changes.

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The following supersedes the terms and conditions of this policy. Settled Insurers maintain that they have no such obligation under the language of the Highlands policies.

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The Payer ID is for Workers Comp claims only.

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The foregoing definitions shall apply equally to the singular and plural forms of the respective words.

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The past employees reported coverage

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It is understood and agreed that this coverage is following form excess to the primary umbrella and where the excess umbrella liability policy form is inconsistent with the primary umbrella liability policy form, the primary umbrella liability policy form shall apply.

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Americans With Disabilities Act, or any amendments thereto, or any similar state or local statutes, rules or regulations to the extent that they prescribe responsibilities or duties concerning the same acts or omissions.

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Limits of Liability provided by this Coverage Section.

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Ownership Maintenance Use or Entrustment. Settled Insurers are obligated to defend the underlying actions, and that they are required to incur the associated costs in addition to their limits of liability.

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